EverHint Lens - PayPal Holdings, Inc. (PYPL) - Stock Analysis (P/E Ratio: 8.48) - March 06, 2026

Analysis Date: 2026-03-06
Sector: Financial Services
Industry: Financial - Credit Services
Exchange: NASDAQ

Executive Summary

PayPal Holdings, Inc. is currently trading at $47.64 (🟢 +1.90% today) with a market capitalization of $44.57B.

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names.

Price & Valuation

Close Price: $47.64
Volume: 18.3M
Day Range: $46.49 - $47.91
52-Week Range: $38.46 - $79.50
P/E Ratio: 8.48

After-Hours Trading:

• Bid: $47.59
• Ask: $47.77
• Volume: 18,317,736.64896
• Last Update: 7:55 PM ET

DCF Valuation: Undervalued

• Intrinsic Value (Unlevered DCF): $109.37
• Current Price: $47.64
• Discount/Premium: +129.6%

Levered DCF: $87.89 (+84.5%)

⚠️ DCF shows extreme valuation gap (>100%)

DCF analysis suggests the stock may be trading at a 129.6% discount to its intrinsic value.

DCF values calculated as of 2026-03-05. Underlying assumptions are not disclosed by the data provider. Levered vs unlevered can diverge materially for highly levered companies.

Market Context

Financial Services Sector: -0.2915% | Sector P/E: 25.21

Major Indices:

• S&P 500: $6829.91 (🔴 -0.58%)
• NASDAQ Composite: $22748.99 (🔴 -0.26%)
• Dow Jones Industrial Average: $47954.75 (🔴 -1.61%)

Peer Comparison

Peer comparison (10 companies):

• PYPL - PayPal Holdings, Inc. ($47.64, +1.9%, $44.57B) ← Current
• WFC - Wells Fargo & Company ($82.11, -2.2%, $257.75B)
• HDB - HDFC Bank Limited ($30.39, -1.3%, $155.88B)
• PNC - The PNC Financial Services Group, Inc. ($212.37, -0.7%, $85.66B)
• SMFG - Sumitomo Mitsui Financial Group, Inc. ($20.30, -2.2%, $77.71B)
• LYG - Lloyds Banking Group plc ($5.25, -2.2%, $77.35B)
• TRV - The Travelers Companies, Inc. ($306.64, -1.7%, $68.40B)
• TFC - Truist Financial Corporation ($48.48, -1.3%, $62.02B)
• DB - Deutsche Bank AG ($32.46, -2.7%, $62.02B)
• MFC - Manulife Financial Corporation ($34.40, -1.2%, $57.68B)

Financial Performance

Latest Quarter (2025-12-31):

• Revenue: $8.76B
• Net Income: $1.44B
• EPS: $1.54
• Revenue Growth (QoQ): +4.1%

Dividend Analysis

Dividend Status: Active dividend-paying stock

Latest Dividend:

• Amount: $0.14 per share
• Ex-Dividend Date: 2026-03-04
• Payment Date: 2026-03-25
  Annual Metrics:
• Annual Dividend (TTM): $0.28
• Dividend Yield: 0.59%
• Payment Frequency: Regular
• Payment History: 2 dividend payments tracked

Consistency: PYPL has a regular dividend payment history.

Earnings Calendar

Next Earnings Report: 2026-05-05 (Before Market Open)

• EPS Estimate: $1.28
• Revenue Estimate: $8.07B

Most Recent Report: 2026-02-03

• EPS: $1.23 (Est: $1.29) ✗ Miss
• Revenue: $8.76B

Historical Data: 49 earnings events tracked

Analyst Outlook

Analyst Price Target Consensus:

• Target: $53.05 (+11.4% upside)
• Range: $34.00 - $87.00
• Median: $51.00

Next Quarter Estimates (2028-12-31):

• Revenue: $9.67B
• EPS: $1.66

Analyst Consensus

Overall Rating: Buy

Rating Distribution (953 total ratings):

• 🟢 Buy/Outperform: 704 (73.9%)
• ⚪ Hold/Neutral: 185 (19.4%)
• 🔴 Sell/Underperform: 17 (1.8%)

Recent Analyst Actions:

• KGI Securities (2026-03-02): Outperform → Neutral
• Truist Securities (2026-02-10): Maintained Sell
• Cantor Fitzgerald (2026-02-09): Maintained Neutral
• Needham (2026-02-04): Maintained Hold
• Macquarie (2026-02-04): Maintained Outperform

Consensus based on 953 analyst ratings from major financial institutions

Insider Activity

Recent Transactions (Last 10):

• Buys: 2
• Sells: 8

Notable Transactions:

• 2026-03-03: Natali Chris - Sell (Sale, 2,208 shares @ $44.73)
• 2026-03-03: Kereere Suzan - Sell (Sale, 4,000 shares @ $45.18)
• 2026-03-03: Kereere Suzan - Sell (Sale, 8,815 shares @ $46.34)

Congressional Trading Activity

Tracking recent stock transactions by U.S. Congress members

House of Representatives: 182 transactions tracked

Recent Activity:

• 🔴 Nancy Pelosi (CA11): Sale on 2025-12-30 @ $59.10, Amount: $250,001 - $500,000
• ⚪ Lisa McClain (MI09): Sale (Full) on 2025-09-11 @ $67.27, Amount: $1,001 - $15,000
• 🔴 Ro Khanna (CA17): Sale on 2025-09-05 @ $68.26, Amount: $1,001 - $15,000
• 🟢 Ro Khanna (CA17): Purchase on 2025-09-29 @ $69.68, Amount: $1,001 - $15,000
• 🔴 James Comer (KY01): Sale on 2025-07-03 @ $74.72, Amount: $1,001 - $15,000

Notable: 5 large transactions ($250K+) in recent activity

U.S. Senate: 117 transactions tracked

Recent Activity:

• 🟢 John Boozman: Purchase (Joint) on 2026-01-29 @ $53.11, Amount: $1,001 - $15,000
• 🟢 John Boozman: Purchase (Joint) on 2026-01-29 @ $53.11, Amount: $1,001 - $15,000
• 🟢 John Boozman: Purchase (Joint) on 2025-11-21 @ $60.57, Amount: $1,001 - $15,000
• 🟢 John Boozman: Purchase (Joint) on 2025-11-21 @ $60.57, Amount: $1,001 - $15,000
• 🟢 Angus King: Purchase (Spouse) on 2025-07-21 @ $74.82, Amount: $1,001 - $15,000

Notable: 8 large transactions ($250K+) in recent activity

Congressional trading data sourced from official disclosure filings

News Sentiment Analysis

AI Analysis (based on 30 recent articles):

Recent news on PayPal Holdings, Inc. (PYPL) is overwhelmingly dominated by announcements of class action securities fraud lawsuits from multiple law firms, stemming from a Q4 earnings miss that caused shares to plunge over 20% to a 12-month low. Investors are repeatedly urged to lead or join these suits due to substantial losses between February 2025 and February 2026. A few articles highlight partnerships, bargain potential, and post-earnings gains, but they are vastly outnumbered by negative litigation coverage.

Key Themes:

• Securities Fraud Class Actions
• Earnings Miss and Stock Plunge
• Investor Lawsuit Opportunities

Sentiment: Negative (92% confidence)

Reddit Sentiment

Community Discussion (last 30 days from r/wallstreetbets, r/stocks, r/investing):

Overall Sentiment: Strongly Bullish 📈📈 (Score: 0.375)

Post Analysis:

• Total posts: 54
• Bullish: 37 (68.5%)
• Bearish: 13 (24.1%)
• Neutral: 4 (7.4%)
• Total engagement: 8,385 (upvotes + comments)

Note: Sentiment score ranges from -1.0 (very bearish) to +1.0 (very bullish), weighted by post engagement.

Recent News

5 most recent articles covering PYPL:

• PYPL Investors Have Opportunity to Lead PayPal Holdings, Inc. Securities Fraud Lawsuit (prnewswire.com, 2026-03-05) — Read more
• INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in PayPal Holdings, Inc. of Class Action Lawsuit and Upcoming Deadlines - PYPL (prnewswire.com, 2026-03-05) — Read more
• WALL STREET REASSESSES PYPL AFTER 20% DROP -- SUEWALLST (prnewswire.com, 2026-03-05) — Read more
• Paypal (PYPL) Up 13.9% Since Last Earnings Report: Can It Continue? (zacks.com, 2026-03-05) — Read more
• PayPal Holdings, Inc. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit - Robbins Geller (prnewswire.com, 2026-03-05) — Read more

Full news analysis based on 30 recent articles

Generated by Everhint Lens - Quantitative Stock Analysis
Last updated: 2026-03-05 08:21:37 PM PST

Disclaimer: This is not investment advice. Always do your own research before making investment decisions.