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Terms of Use

Effective Date: October 1, 2025
Last Updated: October 1, 2025

1. Acceptance of Terms

Welcome to EverHint.com (the “Site”), owned and operated by EverHint (“we,” “us,” or “our”).
By accessing or using this Site, you agree to comply with and be bound by these Terms of Use (“Terms”).
If you do not agree, please do not use the Site.

We may update these Terms periodically. The “Effective Date” above reflects the latest version. Continued use of the Site after changes means you accept those changes.

2. Purpose of the Site

EverHint provides educational market research, analysis, and commentary designed to help readers understand financial markets.
All content is for informational and educational purposes only and should not be construed as investment advice, financial advice, or a recommendation to buy or sell securities.

Please review our Disclaimer for additional important information.

3. Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use this Site.
By using EverHint, you represent that you meet this requirement.

4. Intellectual Property Rights

All content on this Site—including but not limited to articles, graphics, data visualizations, design elements, and the EverHint logo—is the property of EverHint or its content providers and is protected under U.S. and international copyright laws.

You may:

  • View and print content for personal, non-commercial use only.

You may not:

  • Copy, reproduce, distribute, or display our content without prior written permission.
  • Modify or reuse content for commercial purposes.
  • Scrape or systematically download data from the Site.

Requests for permission should be directed to legal@everhint.com.

5. User Conduct

When using EverHint, you agree not to:

  • Violate any applicable law or regulation.
  • Post or transmit any unlawful, defamatory, or harmful material.
  • Attempt to hack, disrupt, or interfere with the Site’s security or performance.
  • Engage in unauthorized data mining, robots, or similar data-gathering methods.

We reserve the right to suspend or terminate access to anyone violating these Terms.

EverHint may include links to third-party websites for your convenience.
We do not control, endorse, or guarantee those sites or their content.
Accessing third-party sites is at your own risk, and their terms and privacy policies apply.

7. No Investment Advice

Content on EverHint is not investment, legal, or tax advice.
We are not registered financial advisers, broker-dealers, or fiduciaries.
All opinions and analyses reflect the authors’ independent views and may change without notice.

You are solely responsible for your financial decisions. Always perform your own due diligence or consult a licensed professional before making investment decisions.

8. Disclaimers and Limitation of Liability

Use at your own risk.
The Site and its content are provided “as is” and “as available,” without warranties of any kind, either express or implied.

To the fullest extent permitted by law:

  • EverHint disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
  • We make no guarantee regarding accuracy, timeliness, completeness, or reliability of information.

Limitation of Liability:
EverHint, its owners, authors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its content.

Some jurisdictions do not allow certain limitations, so portions of this clause may not apply to you.

9. Indemnification

You agree to indemnify and hold harmless EverHint, its affiliates, authors, and contributors from any claims, damages, or expenses (including legal fees) arising from your use of the Site or violation of these Terms.

10. Subscriptions & Communications

If you subscribe to our newsletter or updates:

  • You agree to receive periodic communications from us.
  • You can unsubscribe at any time via the link in any email.

We comply with applicable anti-spam laws (CAN-SPAM, CASL).

11. Termination

We may suspend or terminate your access to EverHint at any time, with or without cause, without prior notice.
You may stop using the Site at any time.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.
Any disputes shall be resolved in the state or federal courts located in California, United States.

13. Contact Information

For questions about these Terms, please contact:
EverHint Legal Department
Email: legal@everhint.com
Location: California, United States

Short Version

Use of this site constitutes acceptance of EverHint’s Terms of Use. All content provided for educational purposes only.