EverHint Lens - Sezzle Inc. (SEZL) - Yahoo Top Gainer Stock Analysis - February 26, 2026

Analysis Date: 2026-02-26
Sector: Financial Services
Industry: Financial - Credit Services
Exchange: N/A

Executive Summary

Sezzle Inc. is currently trading at $82.73 (🟢 +32.12% today) with a market capitalization of $2.83B.

Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides payment solution at online stores and various brick-and-mortar retail locations that connects consumers with merchants.

Price & Valuation

Current Price: $82.73 (at 10:52 AM ET)
Current Volume: 2.2M
Day Range: $76.46 - $85.92
52-Week Range: $24.86 - $186.74
P/E Ratio: N/A

DCF Valuation: Overvalued

• Intrinsic Value (Unlevered DCF): $5.05
• Current Price: $82.73
• Discount/Premium: -93.9%

Levered DCF: $1.20 (-98.5%)

⚠️ High divergence between levered and unlevered DCF

DCF analysis suggests the stock may be trading at a 93.9% premium to its intrinsic value.

DCF values calculated as of 2026-02-25. Underlying assumptions are not disclosed by the data provider. Levered vs unlevered can diverge materially for highly levered companies.

Market Context

Financial Services Sector: 0.99247% | Sector P/E: 24.71

Major Indices:

• S&P 500: $6894.37 (🔴 -0.75%)
• NASDAQ Composite: $22816.77 (🔴 -1.45%)
• Dow Jones Industrial Average: $49538.46 (🟢 +0.11%)

Peer Comparison

Peer comparison (11 companies):

• SEZL - Sezzle Inc. ($82.73, +32.1%, $2.83B) ← Current
• ENVA - Enova International, Inc. ($148.23, +2.6%, $3.66B)
• BFH - Bread Financial Holdings, Inc. ($76.98, +5.2%, $3.51B)
• SBCF - Seacoast Banking Corporation of Florida ($32.88, -0.0%, $3.22B)
• PRK - Park National Corporation ($169.94, -0.0%, $3.07B)
• WU - The Western Union Company ($9.65, -0.4%, $3.07B)
• BANC - Banc of California, Inc. ($19.56, -0.3%, $3.04B)
• CVBF - CVB Financial Corp. ($20.07, +0.3%, $2.73B)
• HCI - HCI Group, Inc. ($170.90, +4.5%, $2.21B)
• LC - LendingClub Corporation ($16.41, +1.9%, $1.89B)
• WD - Walker & Dunlop, Inc. ($50.19, -14.8%, $1.71B)

Financial Performance

Latest Quarter (2025-12-31):

• Revenue: $129.87M
• Net Income: $42.69M
• EPS: $0.00
• Revenue Growth (QoQ): +11.2%

Stock Split History

SEZL has executed 2 stock split(s) historically

• 2025-03-31: 6-for-1 split
• 2023-05-16: 1-for-38 split

Cumulative Split Factor: 0x (1 share in 1987 = 0 shares today)

Most recent split: 6-for-1 on 2025-03-31

Earnings Calendar

Next Earnings Report: 2026-05-06 (After Market Close)

• EPS Estimate: $1.16
• Revenue Estimate: $0.13B

Most Recent Report: 2026-02-25

• EPS: $1.21 (Est: $0.96) ✓ Beat
• Revenue: $0.13B

Historical Data: 33 earnings events tracked

Analyst Outlook

Analyst Price Target Consensus:

• Target: $85.00 (+2.7% upside)
• Range: $76.00 - $94.00
• Median: $85.00

Next Quarter Estimates (2027-12-30):

• Revenue: $194.43M
• EPS: $1.27

Analyst Consensus

Overall Rating: Buy

Rating Distribution (11 total ratings):

• 🟢 Buy/Outperform: 10 (90.9%)
• ⚪ Hold/Neutral: 1 (9.1%)
• 🔴 Sell/Underperform: 0 (0.0%)

Recent Analyst Actions:

• Needham (2026-02-26): Maintained Buy
• TD Cowen (2026-01-08): Maintained Hold
• B. Riley Securities (2025-08-11): Maintained Buy
• Oppenheimer (2025-07-02): Maintained Outperform
• B. Riley Securities (2025-02-26): Maintained Buy

Consensus based on 11 analyst ratings from major financial institutions

Trading Signals

Our technical analysis identified 4 trading signal(s) in the last 60 days:

• 2026-02-18: Ema10 Price Macd - EMA10_Price_MACD_Buy @ $65.59
• 2026-02-06: Sma20 Sma50 - SMA20_x_SMA50_Sell @ $67.71
• 2026-02-02: Ema10 Sma50 - EMA10_x_SMA50_Sell @ $63.78
• 2026-01-23: Ema10 Ema30 - EMA10_x_EMA30_Sell @ $67.60

Insider Activity

Recent Transactions (Last 10):

• Buys: 1
• Sells: 5

Notable Transactions:

• 2026-01-23: Brading Lee Dickson - Other (, 0 shares)
• 2026-01-23: Brading Lee Dickson - Other (, 0 shares)
• 2026-01-23: Brading Lee Dickson - Other (, 0 shares)

News Sentiment Analysis

AI Analysis (based on 30 recent articles):

Sezzle Inc. (SEZL) exhibits strongly positive sentiment driven by Q4 earnings beats, surging GMV, and revenue growth exceeding estimates. Expansions into super app features, mobile plans, and partnerships enhance growth prospects, while stock repurchases and analyst strong buy ratings counter recent volatility. Institutional investments and comparisons favor its BNPL positioning.

Key Themes:

• Earnings Beats and Financial Growth
• Product Expansion and Super App
• Analyst Buys and Share Repurchases

Sentiment: Positive (92% confidence)

Reddit Sentiment

Community Discussion (last 30 days from r/wallstreetbets, r/stocks, r/investing):

Overall Sentiment: Bullish 📈 (Score: 0.658)

Post Analysis:

• Total posts: 3
• Bullish: 2 (66.7%)
• Bearish: 0 (0.0%)
• Neutral: 1 (33.3%)
• Total engagement: 93 (upvotes + comments)

Note: Sentiment score ranges from -1.0 (very bearish) to +1.0 (very bullish), weighted by post engagement.

Recent News

5 most recent articles covering SEZL:

• Sezzle GMV Surges as Super App Plans Advance (pymnts.com, 2026-02-25) — Read more
• Sezzle Inc. (SEZL) Q4 Earnings and Revenues Top Estimates (zacks.com, 2026-02-25) — Read more
• Sezzle Reports Fourth Quarter and Fiscal Year 2025 Results (globenewswire.com, 2026-02-25) — Read more
• Sezzle Gears Up to Report Q4 Earnings: What's in the Offing? (zacks.com, 2026-02-23) — Read more
• Sezzle Mobile Launches with Unlimited 5G Plans Starting at $29.99 (globenewswire.com, 2026-02-18) — Read more

Full news analysis based on 30 recent articles

Generated by Everhint Lens - Quantitative Stock Analysis
Last updated: 2026-02-26 07:52:34 AM PST

Disclaimer: This is not investment advice. Always do your own research before making investment decisions.