EverHint — Markets, Indexes, Commodities, Currencies & Mortgage Rates November 12, 2025 (mid-session PDT)
November 12, 2025 (mid-session PDT)
Market Overview
Mixed tone: the Dow powers higher to fresh records while the Nasdaq eases; yields edge lower and mortgage rates slip a few bps. Oil hovers near $60 as supply/demand outlooks stay soft. (Investopedia)
Major Indexes
| Index | Last | Chg | Chg % | Range |
|---|---|---|---|---|
| S&P 500 | 6,853.73 | +7.12 | 0.10 % | 6,829.62 – 6,869.91 |
| Dow Jones Industrial Average | 48,299.95 | +371.99 | 0.78 % | 48,015.79 – 48,431.57 |
| Nasdaq Composite | 23,404.51 | −63.79 | −0.27 % | 23,278.30 – 23,564.09 |
| Russell 2000 | 2,458.37 | +0.09 | 0.00 % | 2,450.60 – 2,478.14 |
Take: Leadership rotates: industrials/blue chips firm; growth heavyweights lag.
U.S. Treasuries (Yields)
| Maturity | Yield % | Δ (bp) | Range % |
|---|---|---|---|
| 3-Month | 3.780 | −0 bp | 3.772 – 3.780 |
| 5-Year | 3.666 | −5 bp | 3.658 – 3.689 |
| 10-Year | 4.064 | −6 bp | 4.056 – 4.091 |
| 30-Year | 4.661 | −5 bp | 4.648 – 4.690 |
Take: Curve bull-steepens slightly as intermediates/long end rally.
Currencies
| Pair | Last | Chg % | Range |
|---|---|---|---|
| EUR/USD | 1.15880 | 0.05 % | 1.15630 – 1.15977 |
| GBP/USD | 1.31359 | −0.10 % | 1.30842 – 1.31552 |
| AUD/USD | 0.65479 | 0.33 % | 0.65159 – 0.65522 |
Take: Dollar mixed; pro-cyclical AUD edges up while GBP slips. (Reuters)
Commodities
| Commodity | Last | Chg % | Range |
|---|---|---|---|
| Gold | $4,109.40 | 0.06 % | $4,091.60 – 4,132.70 |
| Silver | $49.96 | −0.51 % | $49.25 – 50.22 |
| Crude Oil (WTI) | $60.07 | 0.53 % | $59.17 – 60.80 |
| Copper | $5.15 | 0.48 % | $5.03 – 5.15 |
Take: Metals mixed (gold steady near multi-day highs); oil oscillates around $60 amid softer outlooks. (MINING.COM)
Crypto
| Asset | Last | Chg % | Range |
|---|---|---|---|
| Bitcoin | $101,274.55 | −1.69 % | $101,056.96 – 105,200.05 |
| Ethereum | $3,395.85 | −0.59 % | $3,381.36 – 3,586.01 |
Take: Risk appetite cools in majors; both BTC and ETH trade lower intraday.
Mortgage Rates (Daily Update)
| Loan Type | Rate % | Δ (bps vs prior day) |
|---|---|---|
| 30-Year Fixed | 6.29 % | −5 bp |
| 15-Year Fixed | 5.80 % | −4 bp |
| 30-Year FHA | 6.00 % | −6 bp |
| 30-Year Jumbo | 6.40 % | −1 bp |
| 7/6 SOFR ARM | 6.01 % | −3 bp |
| 30-Year VA | 6.02 % | −6 bp |
Take: Rates ease modestly, echoing the pullback in intermediate Treasury yields; most popular 30-yr fixed slips ~5 bp. (NerdWallet)
Headlines Snapshot
Macro / Tape
- Dow notches fresh highs while the Nasdaq dips as traders eye shutdown resolution; breadth tilts to cyclicals. (Investopedia)
- Morning brief: dollar little changed on the day vs euro, firmer vs yen; risk tone choppy. (Reuters)
Commodities
- Oil swings around $60 after fresh commentary from OPEC/IEA and technical breaks below $60 support. (OilPrice.com)
- Gold holds near the $4,100 handle after earlier week surge on rising Fed-cut odds. (MINING.COM)
Housing / Rates
- Daily trackers show mortgage rates broadly steady to lower into mid-week. (NerdWallet)
Sentiment Dashboard (EverHint Read)
- Equities: Mixed — Dow strength vs. Nasdaq softness; rotation into cyclicals/defensives.
- Rates: Constructive — modest bull move in 5s/10s/30s.
- Commodities: Neutral — gold steady; oil range-bound near $60.
- Currencies: Mixed USD — choppy, data-dependent.
- Crypto: Cautious — pullback day within broader uptrend.
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