EverHint — Markets, Indexes, Commodities, Currencies & Mortgage Rates - November 3, 2025 (mid-session, PDT)
November 3, 2025 (mid-session, PDT)
Market Overview
U.S. equities are mixed: tech is firm while the Dow and small-caps ease. Treasury yields tick slightly higher across the curve; the dollar is little changed versus majors. Gold edges up, oil steadies, and crypto trades lower.
Major Indexes
| Index | Last | Chg | Chg % | Range |
|---|---|---|---|---|
| S&P 500 | 6,859.72 | +19.52 | +0.29 % | 6,821 – 6,882 |
| Dow Jones Industrial Avg. | 47,367.33 | −195.54 | −0.41 % | 47,136 – 47,697 |
| Nasdaq Composite | 23,895.40 | +170.45 | +0.72 % | 23,765 – 23,977 |
| Russell 2000 | 2,467.79 | −11.59 | −0.47 % | 2,442 – 2,481 |
Take: Tech-led tone; small-caps and the Dow lag amid a modest back-up in yields.
U.S. Treasuries (Yields)
| Maturity | Yield % | Δ (bp) | Range % |
|---|---|---|---|
| 3-Month | 3.788 | +7.0 | 3.728 – 3.788 |
| 5-Year | 3.720 | +0.3 | 3.701 – 3.729 |
| 10-Year | 4.110 | +0.9 | 4.097 – 4.122 |
| 30-Year | 4.692 | +2.2 | 4.679 – 4.706 |
Take: Slight bear-steepening; long end up a couple of bps as risk sentiment holds.
Currencies
| Pair | Last | Chg % | Range |
|---|---|---|---|
| EUR/USD | 1.15298 | −0.06 % | 1.1505 – 1.1541 |
| GBP/USD | 1.31466 | −0.01 % | 1.3108 – 1.3165 |
| EUR/JPY | 177.72 | +0.01 % | 177.16 – 177.98 |
Take: Dollar flat-ish—tighter ranges vs. EUR and GBP.
Commodities
| Commodity | Last | Chg % | Range |
|---|---|---|---|
| Gold | $4,018.70 | +0.56 % | $3,971.3 – $4,043.1 |
| Silver | $48.16 | +0.01 % | $47.8 – $48.8 |
| Crude Oil (WTI) | $61.25 | +0.44 % | $60.5 – $61.5 |
| Copper | $5.07 | −0.39 % | $5.1 – $5.1 |
Take: Metals mixed to firmer (gold up); oil steady within a tight band.
Crypto
| Asset | Last | Chg % | Range |
|---|---|---|---|
| Bitcoin | $107,522 | −2.73 % | $105,272 – 110,749 |
| Ethereum | $3,665 | −6.18 % | $3,563 – 3,914 |
Take: Risk-off in majors; ETH underperforms BTC.
Mortgage Rates (Daily Update)
| Loan Type | Rate % | Δ (vs prior day) |
|---|---|---|
| 30 Yr. Fixed | 6.34% | +0.06% |
| 15 Yr. Fixed | 5.82% | +0.01% |
| 30 Yr. FHA | 6.06% | +0.05% |
| 30 Yr. Jumbo | 6.32% | +0.02% |
| 7/6 SOFR ARM | 5.98% | +0.09% |
| 30 Yr. VA | 6.08% | +0.05% |
Take: Mortgage rates edge higher across the board, with the ARM bucket leading today’s uptick.
Headlines Snapshot
Economic / Policy
- Supreme Court won’t stop tariffs; officials signal businesses must adapt (latest wire).
- ISM/PMI signals: U.S. manufacturing remains weak; global PMIs show mixed stabilization.
Markets / Macro
- Fed commentary mixed on timing of cuts; equities lift on select big-cap tech strength.
- Indexes mostly firmer in early trade; dollar little changed.
Commodities
- Oil steady despite OPEC+ output chatter; gold nudges higher after last week’s dip.
- SLB pushes new AI product as energy majors double down on digital initiatives.
Crypto
- Bitcoin slips below ~$108k; narrative shifts to consolidation after recent bounce.
- Litecoin leads sector underperformance in today’s session.
Sentiment Dashboard (EverHint Read)
- Equities: Mixed-to-Constructive — tech leadership offsets Dow/SMID softness.
- Rates: Neutral to Slightly Bearish (prices) — yields edge higher a few bps.
- Commodities: Balanced — gold firmer, oil range-bound, copper softer.
- Currencies: Flat USD — tight ranges vs. EUR/GBP.
- Crypto: Cautious — downside follow-through, ETH lagging.
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