EverHint — Markets, Indexes, Commodities, Currencies & Mortgage Rates - November 4, 2025 (mid-session PDT)
November 4, 2025 (mid-session PDT)
Market Overview
Risk-off tone: U.S. equities are lower with tech leading the downside, while Treasury yields edge down along the curve. Oil and metals are softer; the dollar is firmer.
Major Indexes
| Index | Last | Chg | Chg % | Range |
|---|---|---|---|---|
| S&P 500 | 6,797.33 | −54.64 | −0.80% | 6,767 – 6,820 |
| Dow Jones Industrial Avg. | 47,193.88 | −142.81 | −0.30% | 46,877 – 47,275 |
| Nasdaq Composite | 23,505.38 | −329.34 | −1.38% | 23,423 – 23,644 |
| Russell 2000 | 2,450.19 | −21.05 | −0.85% | 2,428 – 2,457 |
Take: Tech-heavy weakness weighs on the tape; small-caps lag.
U.S. Treasuries (Yields)
| Maturity | Yield % | Δ (bp) | Range % |
|---|---|---|---|
| 3-Month | 3.793 | +1 bp | 3.788 – 3.800 |
| 5-Year | 3.699 | −2 bp | 3.687 – 3.706 |
| 10-Year | 4.089 | −2 bp | 4.079 – 4.101 |
| 30-Year | 4.670 | −2 bp | 4.662 – 4.688 |
Take: Slight bull-steepening as long yields slip; front end largely anchored.
Currencies
| Pair | Last | Chg % | Range |
|---|---|---|---|
| EUR/USD | 1.1490 | −0.25% | 1.147 – 1.153 |
| GBP/USD | 1.3045 | −0.72% | 1.303 – 1.314 |
| AUD/USD | 0.6499 | −0.57% | 0.648 – 0.654 |
Take: Dollar firmer across majors alongside risk softness.
Commodities
| Commodity | Last | Chg % | Range |
|---|---|---|---|
| Gold (Futures) | $3,976.10 | −0.94% | $3,937 – 4,018 |
| Silver (Futures) | $47.52 | −1.10% | $46.65 – 47.97 |
| Crude Oil (WTI) | $60.71 | −0.56% | $59.94 – 61.03 |
| Copper (HG) | $4.959 | −2.17% | $4.909 – 5.066 |
Take: Metals retreat; crude drifts lower after recent OPEC+ signals.
Crypto
| Asset | Last | Chg % | Range |
|---|---|---|---|
| Bitcoin | $101,991.99 | −4.28% | $101,965 – 107,270 |
| Ethereum | $3,416.70 | −5.17% | $3,412.88 – 3,653.60 |
Take: Broad crypto pullback continues amid shaky risk sentiment.
Mortgage Rates (Daily Update)
| Loan Type | Rate % | Δ (bps vs prior day) |
|---|---|---|
| 30-Year Fixed | 6.34% | +6 bp |
| 15-Year Fixed | 5.82% | +1 bp |
| 7/6 SOFR ARM | 5.98% | +9 bp |
Take: Mortgage rates tick higher, diverging slightly from the small dip in longer Treasury yields.
Headlines Snapshot
Corporate / Earnings
- Tech-led slide: Big Tech weakness and a post-earnings drop in Palantir weigh on the Nasdaq and S&P 500. (Reuters)
Economic / Policy
- Bank CEOs flag risk of a 10–15% pullback amid lofty valuations, dampening sentiment. (Reuters)
- Yields ease modestly after recent moves; curve dynamics remain in focus. (AP News)
Energy / Commodities
- Oil steady to softer after OPEC+ signals a pause to output hikes beyond December, with markets eyeing 2026 supply paths. (Reuters)
- Gold consolidates below recent highs following October’s sharp pullback. (Bloomberg)
Crypto
- Bitcoin extends decline from October peak as liquidations and macro jitters pressure the space. (Business Insider)
Sentiment Dashboard (EverHint Read)
- Equities: Cautious — Tech weakness sets a risk-off tone; small-caps underperform.
- Rates: Neutral to constructive — Slight dip in long yields; front end steady.
- Commodities: Mixed/soft — Metals and copper heavier; crude modestly lower.
- Currencies: USD-positive — Dollar firmness vs. EUR/GBP/AUD.
- Crypto: Negative — Follow-through selling across majors.
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