EverHint — Markets, Indexes, Commodities, Currencies & Mortgage Rates - November 5, 2025 (mid-session PDT)
November 5, 2025 (mid-session PDT)
Market Overview
U.S. equities extended losses on Wednesday as investors rotated out of growth and into defensives following another round of mixed earnings and cautious Fed commentary. Treasury yields held steady near multi-month highs while the dollar advanced modestly. Commodities softened further.
Major Indexes
| Index | Last | Chg | Chg % | Range |
|---|---|---|---|---|
| S&P 500 | 6,781.64 | −15.69 | −0.23% | 6,761 – 6,825 |
| Dow Jones Industrial Avg. | 47,047.33 | −146.55 | −0.31% | 46,965 – 47,191 |
| Nasdaq Composite | 23,262.09 | −243.29 | −1.03% | 23,219 – 23,534 |
| Russell 2000 | 2,445.17 | −5.02 | −0.20% | 2,435 – 2,452 |
Take: Persistent selling in tech and consumer discretionary keeps indexes under pressure; defensive sectors show relative strength.
U.S. Treasuries (Yields)
| Maturity | Yield % | Δ (bp) | Range % |
|---|---|---|---|
| 3-Month | 3.795 | +0 bp | 3.792 – 3.798 |
| 5-Year | 3.701 | +1 bp | 3.695 – 3.706 |
| 10-Year | 4.090 | +1 bp | 4.082 – 4.101 |
| 30-Year | 4.672 | 0 bp | 4.665 – 4.684 |
Take: Yields steady with a mild upward bias; markets remain cautious ahead of Friday’s jobs data.
Currencies
| Pair | Last | Chg % | Range |
|---|---|---|---|
| EUR/USD | 1.1483 | −0.06% | 1.147 – 1.152 |
| GBP/USD | 1.3014 | −0.23% | 1.299 – 1.306 |
| USD/JPY | 148.06 | +0.16% | 147.9 – 148.5 |
Take: Dollar strengthens modestly across majors, supported by firm yields and cautious risk sentiment.
Commodities
| Commodity | Last | Chg % | Range |
|---|---|---|---|
| Gold | $3,965.88 | −0.26% | $3,946 – 3,989 |
| Silver | $47.31 | −0.42% | $46.80 – 47.60 |
| Crude Oil (WTI) | $60.39 | −0.53% | $59.88 – 60.91 |
| Copper | $4.947 | −0.25% | $4.910 – 5.020 |
Take: Metals and energy remain soft; crude slips under $61 despite ongoing supply restraint signals.
Crypto
| Asset | Last | Chg % | Range |
|---|---|---|---|
| Bitcoin | $101,445 | −0.54% | $100,950 – 102,610 |
| Ethereum | $3,405 | −0.34% | $3,380 – 3,452 |
Take: Crypto stabilizes near recent lows following the prior day’s sharp pullback.
Mortgage Rates (Daily Update)
| Loan Type | Rate % | Δ (bps vs prior day) |
|---|---|---|
| 30-Year Fixed | 6.33% | −1 bp |
| 15-Year Fixed | 5.80% | −2 bp |
| 30-Year FHA | 6.05% | −1 bp |
| 30-Year Jumbo | 6.35% | +3 bp |
| 7/6 SOFR ARM | 5.95% | −3 bp |
Take: Fixed rates edge lower for the second straight day, but the Jumbo segment remains sticky higher.
Headlines Snapshot
Corporate / Earnings
- Tech heavyweights extend weakness after cautious earnings guidance from several chipmakers.
- Utilities and staples attract inflows as defensive rotation gains traction.
Economic / Policy
- Fed officials reiterate that inflation progress remains “uneven,” tempering expectations for early 2026 rate cuts.
- Bond market volatility stays muted ahead of upcoming jobs and CPI reports.
Sector / Global
- Oil producers under pressure as crude drops below $61.
- European markets slip following disappointing German factory orders.
- Asia trades mixed with Nikkei marginally higher and Hang Seng down 0.6%.
Sentiment Dashboard (EverHint Read)
- Equities: Cautious — Tech underperforms; risk appetite fading.
- Rates: Stable — Slight upward drift in yields; no clear breakout.
- Commodities: Soft — Metals and oil continue to weaken.
- Currencies: USD-positive — Dollar gains modestly with risk aversion.
- Crypto: Neutral to soft — Consolidation after steep prior-day losses.
Independent research. No hype, no pumps, no paid promotions — just clean, data-driven signals and concise context.