10 Oct 2025 2 min read Markets

Markets, Indexes, Commodities, Currencies & Mortgage Rates — October 10, 2025 (mid-session, PDT)

Market Overview (from your markets snapshot)

Equities: Broad pullback — S&P 500 6,613.74 (−1.80%), Dow 45,768.83 (−1.27%), Nasdaq 22,462.84 (−2.44%), Russell 2000 2,421.83 (−2.50%).
Rates: The curve rallied (yields fell) in the 5s/10s/30s; bills flat.
Dollar & FX: EUR/USD 1.1604 (+0.30%), GBP/USD 1.3345 (+0.38%), USD/JPY not in file; euro and pound were firmer in this snapshot.
Commodities: Gold $4,007.80 (+0.89%); crude $58.98 (−4.11%); silver $47.37 (+0.45%); copper $4.9035 (−4.28%).
Crypto: Bitcoin $117,664 (−3.34%), Ethereum $4,093 (−6.34%).

Major Indexes

S&P 500 (^GSPC): 6,613.74 (−121.37, −1.80%) • session 6,600–6,762
Dow (^DJI): 45,768.83 (−589.60, −1.27%) • 45,714–46,642
Nasdaq Composite (^IXIC): 22,462.84 (−561.78, −2.44%) • 22,387–23,120
Russell 2000 (^RUT): 2,421.83 (−62.16, −2.50%) • 2,413–2,484

Read: Small caps and tech lead the decline; ranges show consistent supply through the morning.

Read: A clear duration bid (yields down across the curve except bills). This eased real-rate pressure and helped gold.

Gold (GCUSD): $4,007.80 (+0.89%) • $3,961–4,039
Silver (SIUSD): $47.37 (+0.45%) • $46.70–48.62
Copper (HGUSD): $4.9035 (−4.28%) • $4.8645–5.1785
Crude Oil (CLUSD): $58.98 (−4.11%) • $58.70–61.67
10-Yr T-Note futures (ZNUSD): 113.125 (+0.57%) • 112.516–113.156

Read: Risk-off in energy and industrial metals; precious metals caught a bid alongside lower long-end yields.

Read: Crypto mirrored equity risk-off; ETH weaker than BTC in this print.

30-Yr Fixed: 6.34% (−0.04% d/d, +0.05% m/m, −0.28% y/y) • 52-wk 6.13–7.26%
15-Yr Fixed: 5.85% (−0.03% d/d, +0.15% m/m, −0.31% y/y) • 5.60–6.59%
30-Yr FHA: 6.04% (−0.01% d/d, +0.05% m/m, −0.08% y/y) • 5.91–6.62%
30-Yr Jumbo: 6.26% (−0.03% d/d, +0.01% m/m, −0.49% y/y) • 6.14–7.45%
7/6 SOFR ARM: 5.83% (−0.02% d/d, +0.18% m/m, −0.73% y/y) • 5.59–7.25%
30-Yr VA: 6.06% (−0.01% d/d, +0.05% m/m, −0.09% y/y) • 5.92–6.64%

Read: Small day-over-day improvement; rates remain well below 52-week highs, a quiet positive for housing affordability.

Equities: Broad risk-off led by tech and small caps.
Rates/Metals: A bond rally (10s ~4.06%) supported gold >$4k; copper and oil slumped, flagging cyclical caution.
FX: Slightly softer USD vs. EUR and GBP in this snapshot; aligns with the long-end rally.
Housing: Mortgage rates ticked lower again — incremental tailwind for demand if sustained.

Independent research. No hype, no pumps, no paid promotions — just the numbers from your files.