Market Overview
- Currencies: Euro strengthened slightly (EUR/USD 1.1604, +0.26%).
- Bonds: Mixed across the curve — 5-year yields eased, while 30-year ticked higher.
- Commodities: Gold $4,154.50 (+0.52%) extended gains; Bitcoin $112,421 (−2.46%) fell further.
- Global indexes: FTSE 100 +0.10%, Nikkei 225 −2.58%.
Major Indexes
| Index |
Last |
Change |
% Change |
Day Range |
| FTSE 100 (^FTSE) |
9,452.77 |
+9.90 |
+0.10% |
9,384 – 9,454 |
| Nikkei 225 (^N225) |
46,847.32 |
−1,241.48 |
−2.58% |
46,544 – 47,866 |
U.S. Treasuries (yields from file)
| Symbol |
Name |
Yield |
Δ (%) |
Day Range |
| ^IRX |
13-Week |
3.853% |
−0.08% |
3.845 – 3.853 |
| ^FVX |
5-Year |
3.632% |
−0.38% |
3.597 – 3.633 |
| ^TNX |
10-Year |
4.051% |
−0.05% |
4.015 – 4.051 |
| ^TYX |
30-Year |
4.646% |
+0.32% |
4.610 – 4.647 |
Read: A modest bull-flattening bias — short and mid-tenors fell slightly while the 30-year yield firmed.
Currencies
| Pair |
Last |
Change |
% Change |
Day Range |
| EUR/USD |
1.1604 |
+0.00295 |
+0.26% |
1.155 – 1.161 |
Commodities
| Asset |
Last |
Change |
% Change |
Day Range |
| Gold (GCUSD) |
4,154.50 |
+21.50 |
+0.52% |
4,105 – 4,191 |
| 10-Yr T-Note Futures (ZNUSD) |
113.22 |
+0.06 |
+0.06% |
113.06 – 113.55 |
Crypto
| Asset |
Last |
Change |
% Change |
Day Range |
| Bitcoin (BTCUSD) |
112,421.89 |
−2,839.56 |
−2.46% |
110,283 – 115,402 |
Mortgage Rates — Mortgage News Daily (today’s crawl)
| Product |
Current |
1-Day |
1-Week |
1-Month |
1-Year |
52-wk Low |
52-wk High |
| 30-Yr Fixed |
6.31% |
−0.01% |
−0.07% |
+0.02% |
−0.33% |
6.13% |
7.26% |
| 15-Yr Fixed |
5.83% |
−0.01% |
−0.07% |
+0.11% |
−0.27% |
5.60% |
6.59% |
| 30-Yr FHA |
6.03% |
+0.00% |
−0.05% |
+0.03% |
−0.09% |
5.91% |
6.62% |
| 30-Yr Jumbo |
6.22% |
−0.03% |
−0.07% |
−0.03% |
−0.53% |
6.14% |
7.45% |
| 7/6 SOFR ARM |
5.72% |
−0.10% |
−0.13% |
+0.07% |
−0.83% |
5.59% |
7.25% |
| 30-Yr VA |
6.05% |
+0.01% |
−0.05% |
+0.04% |
−0.08% |
5.92% |
6.64% |
Read: Rates remain stable to slightly lower; most fixed products are down 5–7 bps week-over-week.
The 30-Year Fixed at 6.31% stays near its 2025 low, keeping mortgage affordability steady.
Vlad’s Take (EverHint)
- Rates: Curve flattening continues as long bonds resist the short-end rally.
- Commodities: Gold extended its breakout while Bitcoin slipped, signaling short-term risk aversion.
- FX: The euro is modestly higher; USD softness persists across majors.
- Housing: Rate drift lower is supportive — another quiet but constructive print for borrowers.
Independent research. No hype, no pumps, no paid promotions — only the data you crawled today.
