EverHint — Markets, Indexes, Commodities, Currencies & Mortgage Rates - October 28, 2025 (mid-session, PDT)
October 28, 2025 (mid-session, PDT)
Market Overview
U.S. equities are mixed-to-firm: mega-caps are edging higher while small-caps lag. Long yields are a touch lower, the dollar is uneven, and commodities skew softer on oil and gold.
Major Indexes
| Index | Last | Chg | Chg % | Range |
|---|---|---|---|---|
| S&P 500 | 6,876.12 | +0.96 | +0.01 % | 6,870.7 – 6,897.7 |
| Dow Jones Industrial Avg. | 47,718.04 | +173.45 | +0.36 % | 47,680.8 – 47,905.9 |
| Nasdaq Composite | 23,717.23 | +79.78 | +0.34 % | 23,537.3 – 23,788.2 |
| Russell 2000 | 2,512.06 | −8.38 | −0.33 % | 2,500.8 – 2,518.3 |
Take: Broader tape constructive, but leadership is concentrated in large-cap tech while small-caps trail.
U.S. Treasuries (Yields)
| Maturity | Yield % | Δ (bp) | Range |
|---|---|---|---|
| 3-Month | 3.73 | +0.7 | 3.72 – 3.73 |
| 5-Year | 3.61 | −0.1 | 3.60 – 3.64 |
| 10-Year | 3.98 | −1.6 | 3.98 – 4.00 |
| 30-Year | 4.55 | −2.4 | 4.55 – 4.57 |
Take: Slight bull-steepening as long end eases; front end steady into upcoming Fed speak.
Currencies
| Pair | Last | Chg % | Range |
|---|---|---|---|
| EUR/USD | 1.1660 | +0.13 % | 1.1626 – 1.1668 |
| GBP/USD | 1.3279 | −0.41 % | 1.3247 – 1.3370 |
Take: Dollar mixed—firmer vs. GBP, softer vs. EUR—consistent with a modest risk-on tone.
Commodities
| Commodity | Last | Chg % | Range |
|---|---|---|---|
| Gold | $3,972.70 | −1.17 % | $3,901 – 4,034 |
| Silver | $47.04 | +0.57 % | $45.51 – 47.22 |
| Crude Oil (WTI) | $60.07 | −2.02 % | $59.93 – 61.50 |
| Copper | $5.155 | −0.33 % | $5.083 – 5.182 |
Take: Metals mixed (gold easing after a big run, silver firmer); oil extends a three-day slide amid Russia-sanctions headlines and OPEC+ supply chatter. (Reuters)
Crypto
| Asset | Last | Chg % | Range |
|---|---|---|---|
| Bitcoin | $114,810 | +0.63 % | $113,483 – 116,114 |
| Ethereum | $4,093 | −0.65 % | $4,066 – 4,178 |
Take: Mixed—BTC holds ~114–116k area while ETH consolidates beneath ~4.2k; crypto-beta is quiet into macro catalysts. (CoinDesk)
Mortgage Rates (Daily Update)
| Loan Type | Rate % | Δ (bps vs prior day) |
|---|---|---|
| 30-Year Fixed | 6.19 % | 0 bp |
| 15-Year Fixed | 5.76 % | 0 bp |
| 7/6 SOFR ARM | 5.85 % | 0 bp |
Take: Mortgage rates unchanged today; levels remain near recent lows for the month.
Headlines Snapshot
Commodities / Energy
- Oil extends losses as markets parse Russia-sanctions fallout and potential OPEC+ output increases. (Reuters)
- Gold slips toward the $4,000 handle as safe-haven demand cools. (Reuters)
Corporate / Earnings
- PayPal notes smaller basket sizes and a cautious consumer backdrop (watch discretionary sentiment).
- Carrier trims outlook amid cooling-cycle headwinds.
Economic / Policy
- Large rates-market positioning hints at confidence the Fed’s balance-sheet runoff is nearing an end.
- Yen firms as officials downplay policy-path fears (dollar mixed).
Crypto
- Bitcoin steadies around the mid-$110Ks; crypto equities trade with BTC beta ahead of Fed. (CoinDesk)
Sentiment Dashboard (EverHint Read)
- Equities: Constructive — mega-caps carry the tape; small-caps soft.
- Rates: Neutral to slightly bullish — long yields drift lower; curve modestly steeper.
- Commodities: Cautious — oil down; gold easing; silver resilient.
- Currencies: Mixed USD — softer vs. EUR, firmer vs. GBP.
- Crypto: Balanced — BTC steady; ETH consolidates.
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