EverHint — Markets, Indexes, Commodities, Currencies & Mortgage Rates - October 29, 2025 (mid-session, PDT)
October 29, 2025 (mid-session, PDT)
Market Overview
U.S. equities are firm with large-caps leading; yields are little changed and the dollar is mixed. Oil and industrial metals rebound; crypto sees modest consolidation.
Major Indexes
| Index | Last | Chg | Chg % | Range |
|---|---|---|---|---|
| S&P 500 | 6,908.41 | +17.52 | +0.25 % | 6,898 – 6,920 |
| Dow Jones Industrial Avg. | 47,979.18 | +272.81 | +0.57 % | 47,747 – 48,041 |
| Nasdaq Composite | 23,955.28 | +127.78 | +0.54 % | 23,911 – 24,020 |
| Russell 2000 | 2,525.29 | +18.64 | +0.74 % | 2,497 – 2,525 |
Take: Broadly constructive tape with steady mega-cap leadership and a supportive bid in small-caps.
U.S. Treasuries (Yields)
| Maturity | Yield % | Δ (bp) | Range % |
|---|---|---|---|
| 3-Month | 3.715 | +0 bp | 3.703 – 3.718 |
| 5 Years | 3.618 | +0 bp | 3.613 – 3.627 |
| 10 Years | 3.995 | +1 bp | 3.983 – 3.999 |
| 30 Years | 4.566 | +2 bp | 4.552 – 4.570 |
Take: Curve little changed ahead of Fed communications; liquidity chatter stays in focus as repo usage runs hot. (Reuters)
Currencies
| Pair | Last | Chg % | Range |
|---|---|---|---|
| EUR/USD | 1.16600 | +0.07 % | 1.1619 – 1.1666 |
| GBP/USD | 1.32332 | −0.27 % | 1.3194 – 1.3281 |
Take: Dollar mixed—slightly softer vs. euro, firmer vs. sterling—after the BoC’s cut and ahead of the Fed. (Reuters)
Commodities
| Commodity | Last | Chg % | Range |
|---|---|---|---|
| Gold | $4,015.10 | +0.80 % | $3,930.0 – 4,046.0 |
| Silver | $48.13 | +1.71 % | $46.9 – 48.5 |
| Copper | $5.26 | +1.81 % | $5.1 – 5.3 |
| Crude Oil (WTI) | $60.86 | +1.18 % | $59.7 – 61.0 |
Take: Metals and oil bounce; today’s EIA report shows a sharp crude draw. (Investing.com Canada)
Crypto
| Asset | Last | Chg % | Range |
|---|---|---|---|
| Bitcoin | $111,190 | −1.52 % | $110,963 – 113,690 |
| Ethereum | $3,974 | −0.16 % | $3,928 – 4,039 |
Take: Consolidation continues as broader macro takes the wheel.
Mortgage Rates (Daily Update)
| Loan Type | Rate % | Δ (bps vs prior day) |
|---|---|---|
| 30 Yr. Fixed | 6.13% | −6 bp |
| 15 Yr. Fixed | 5.72% | −4 bp |
| 30 Yr. FHA | 5.89% | −6 bp |
| 30 Yr. Jumbo | 6.15% | +0 bp |
| 7/6 SOFR ARM | 5.86% | +1 bp |
Take: Mortgage rates edge lower again at the long end; refi math improves at the margin.
Headlines Snapshot
Economic / Policy
- Fed’s Standing Repo Facility usage hits a record as markets watch for policy cues (QT path in focus). (Reuters)
- Bank of Canada trims the policy rate to 2.25% and signals the cutting cycle may be near an end. (Reuters)
- U.S. pending home sales: flat in September, undershooting forecasts despite lower mortgage rates. (Investing.com)
Commodities
- EIA weekly data show a ~6.9M barrel crude draw, well past expectations. (Investing.com Canada)
Markets
- Equities and USD firm into Fed/mega-cap earnings; focus remains on liquidity and policy timing. (MarketScreener)
Sentiment Dashboard (EverHint Read)
- Equities: Constructive — all four majors green, breadth improving.
- Rates: Neutral — yields nearly flat; liquidity narrative elevated. (Reuters)
- Commodities: Positive — oil and base metals rebound; gold follows. (EIA Information Releases)
- Currencies: Mixed USD — softer vs. EUR, firmer vs. GBP post-BoC. (Reuters)
- Crypto: Cautious — mild giveback within a broader consolidation.
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