October 31, 2025 (mid-session, PDT)
Market Overview
- Currencies: Dollar firmer — EUR/USD 1.15433 (−0.19%).
- Bonds: Mixed/sideways bias — 10Y 4.097% (+0.10%), 30Y 4.667% (+0.43%), while 3-mo & 5-yr eased.
- Commodities: Gold $4,033.00 (+0.43%) higher; 10-Yr T-Note futures +0.04%.
- Global indexes: U.S. mixed (S&P +0.26%, Nasdaq +0.69%, Dow −0.04%); Europe softer; Nikkei +2.12%.
Sentiment: Cautiously risk-on — tech rebounds while Europe drifts; dollar strength and steady long-end yields keep a lid on exuberance.
Major Indexes
| Index |
Last |
Change |
% Change |
Day Range |
| S&P 500 (^GSPC) |
6,839.93 |
+17.59 |
+0.26% |
6,837 – 6,879 |
| Dow Jones (^DJI) |
47,501.78 |
−20.34 |
−0.04% |
47,472 – 47,672 |
| NASDAQ Composite (^IXIC) |
23,742.68 |
+161.53 |
+0.69% |
23,730 – 23,946 |
| FTSE 100 (^FTSE) |
9,712.45 |
−47.61 |
−0.49% |
9,697 – 9,762 |
| Nikkei 225 (^N225) |
52,411.34 |
+1,085.73 |
+2.12% |
51,613 – 52,411 |
| DAX (^GDAXI) |
24,082.60 |
−36.29 |
−0.15% |
24,052 – 24,254 |
| CAC 40 (^FCHI) |
8,139.22 |
−18.07 |
−0.22% |
8,121 – 8,197 |
| Hang Seng (^HSI) |
26,131.74 |
−150.95 |
−0.57% |
26,012 – 26,494 |
U.S. Treasuries (yields)
| Symbol |
Name |
Yield |
Δ (%) |
Day Range |
| ^IRX |
13-Week |
3.732% |
−0.67% |
3.728 – 3.743 |
| ^FVX |
5-Year |
3.710% |
−0.27% |
3.696 – 3.727 |
| ^TNX |
10-Year |
4.097% |
+0.10% |
4.076 – 4.103 |
| ^TYX |
30-Year |
4.667% |
+0.43% |
4.641 – 4.670 |
Read: Curve little changed overall; long end slightly firmer, consistent with post-Fed dollar strength. (Reuters)
Currencies
| Pair |
Last |
Change |
% Change |
Day Range |
| EUR/USD |
1.15433 |
−0.00220 |
−0.19% |
1.1522 – 1.1578 |
Commodities
| Asset |
Last |
Change |
% Change |
Day Range |
| Gold (GCUSD) |
4,033.00 |
+17.10 |
+0.43% |
4,001.90 – 4,059.90 |
| 10-Yr T-Note Futures (ZNUSD) |
112.75 |
+0.05 |
+0.04% |
112.55 – 112.84 |
Crypto
| Asset |
Last |
Change |
% Change |
Day Range |
| Bitcoin (BTCUSD) |
110,096.01 |
+1,787.83 |
+1.65% |
108,266.11 – 111,262.74 |
Mortgage Rates — Mortgage News Daily
| Product |
Current |
1-Day |
1-Week |
1-Month |
1-Year |
52-wk Low |
52-wk High |
| 30-Yr Fixed |
6.28% |
−0.05% |
+0.09% |
−0.09% |
−0.81% |
6.13% |
7.26% |
| 15-Yr Fixed |
5.81% |
−0.04% |
+0.05% |
−0.08% |
−0.67% |
5.60% |
6.59% |
| 30-Yr FHA |
6.01% |
−0.04% |
+0.06% |
−0.04% |
−0.60% |
5.89% |
6.62% |
| 30-Yr Jumbo |
6.30% |
+0.00% |
+0.16% |
+0.02% |
−0.86% |
6.10% |
7.45% |
| 7/6 SOFR ARM |
5.89% |
−0.06% |
+0.04% |
+0.07% |
−1.06% |
5.59% |
7.25% |
| 30-Yr VA |
6.03% |
−0.04% |
+0.06% |
−0.04% |
−0.59% |
5.90% |
6.64% |
Read: Rates slip modestly day-over-day; most products remain well below their 52-week highs.
Latest News — quick reads (supporting context; canonical links)
Vlad’s Take (EverHint)
- Equities: A balanced tape — growth leads (Nasdaq green) while Dow lags; breadth ok but not euphoric.
- Rates/FX: Dollar firmness after Powell keeps financial conditions tight-ish; long end slightly firmer, but curve moves are muted. (Reuters)
- Commodities: Gold bid and oil tone soft align with an “ample supply + policy uncertainty” mix. (Reuters)
- Housing: The drift lower in mortgage rates vs recent peaks remains a quiet tailwind, though day-to-day wiggles persist.
- Net sentiment: Cautiously constructive — tech resilience vs strong USD; watch weekend OPEC+ and early-November data for the next impulse. (Reuters)
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