EverHint – SMA20 × SMA50 Crossover Signals for Jan 28, 2026 – Financial Services Leads with 9 Setups

What This Signal Is (Quick)

This strategy detects fresh crossovers between the 20-day simple moving average (SMA20) and the 50-day simple moving average (SMA50):

• Buy Signal (SMA20_x_SMA50_Buy) - "Golden Cross": SMA(20) crosses above SMA(50) on today's close

  • Short-term momentum (20 days) exceeds medium-term trend (50 days)
  • Bullish trend confirmation with high reliability
  • Ideal for medium-term trend following (4-12 week holding periods)

• Sell Signal (SMA20_x_SMA50_Sell) - "Death Cross": SMA(20) crosses below SMA(50) on today's close

  • Short-term momentum weakens below medium-term trend
  • Bearish trend confirmation
  • Can signal exit points or trend reversal alerts

Key Characteristics:

• Uses two SMAs (both simple moving averages) for maximum stability
• Most stable strategy - fewer signals but highest quality (fewer whipsaws)
• Better suited for medium-term trends with confirmed momentum
• Lower risk entries compared to faster EMA-based strategies

Key Criteria:

• Buy: SMA20 crosses above SMA50

• Sell: SMA20 crosses below SMA50

• Minimum ADV: $40M (liquidity filter)

• Earnings buffer: 7 days pre/post earnings

• Fresh crossover: Detected on today's close

Holding Period: 2-6 weeks
Risk Level: Medium

How We Ranked Today

Ranked by RSI (lower RSI = more oversold for buy signals)

📊 SMA20 × SMA50 Crossover Signals (Top 15 of 38 total)

Ranked by rsi14:

Field Notes

Sector concentration: Financial Services (9), Technology (6), Healthcare (4)

Insider selling: OLMA (Olema Pharmaceuticals, Inc., $-12.1M), ZM (Zoom Communications, Inc., $-1.5M), TTAN (ServiceTitan, Inc., $-2.5M)

Insider buying: UNFI (United Natural Foods, Inc., $+573K), DASH (DoorDash, Inc., $+4.7M), J (Jacobs Solutions Inc., $+336K)

Near-term earnings: AXS (Axis Capital Holdings Limited), J (Jacobs Solutions Inc.), KD (Kyndryl Holdings, Inc.), MA (Mastercard Incorporated), SHEL (Shell PLC) report within 7 days. Higher volatility risk.

Data coverage: 39.5% insider, 10.5% congressional (1 recent/30d, 1 recent/90d, 2 older/1y), 97.4% earnings, 100.0% analyst, 34.2% news

Congressional Activity

KD (Kyndryl Holdings, Inc.) 🔴 Bearish (1y)

• 1 sale by 1 member
• Top seller: Hou. Dwight Evans (PA) - 1 transaction

DTE (DTE Energy Company) 🔴 Bearish (1y)

• 1 sale by 1 member
• Pattern: 1 full liquidation
• Top seller: Sen. John Boozman (AR) - 1 transaction ($1,001 - $15,000), 1 full liquidation

AXP (American Express Company) 🟢 Bullish (30d)

• 1 purchase by 1 member
• Top buyer: Sen. Markwayne Mullin (OK) - 1 transaction ($1,001 - $15,000)

LH (Labcorp Holdings Inc.) 🟢 Bullish (90d)

• 1 purchase by 1 member
• Top buyer: Hou. April Delaney (MD) - 1 transaction ($1,001 - $15,000)

Recent Headlines

AXP (American Express Company)

• AmEx Set to Report Q4 Earnings: Key Metrics Investors Should Track (source)
• Warren Buffett Once Called These Stocks' Dividend Growth "as Certain as Birthdays." Here's How They're Doing. (source)
• Chilton Capital Management LLC Boosts Stake in American Express Company $AXP (source)
• PNC CEO on Trump's proposal to cap credit card rates at 10% (source)
• 5 Top Buffett Stocks to Buy and Hold for the Long Haul (source)
• Big Take: Banks Say Trump's Credit Card Cap Won't Work (source)
• Wall Street Week Ahead (source)

BWIN (The Baldwin Insurance Group, In)

• The Baldwin Group to Report Fourth Quarter 2025 Results on Thursday, February 26, 2026 (source)

MA (Mastercard Incorporated)

• Wall Street Week Ahead (source)
• Commerzbank Aktiengesellschaft FI Increases Stock Holdings in Mastercard Incorporated $MA (source)
• Mastercard Incorporated $MA Shares Sold by Cullen Frost Bankers Inc. (source)
• First Citizens Bank & Trust Co. Sells 4,368 Shares of Mastercard Incorporated $MA (source)
• Visa, Mastercard Head Into Earnings With Spending Holding Firm (source)
• ONEflight International named Official Private Aviation Partner of the McLaren Mastercard Formula 1 Team (source)
• WESTBOURNE INVESTMENTS, INC. Buys 405 Shares of Mastercard Inc (MA) (source)
• Back To Fundamentals: 3 Resilient Picks For 2026 (source)
• Does Mastercard's Agoda Deal Mark a New Phase in Rewards? (source)
• Wells Fargo CEO on Trump's call for a credit card rate cap (source)

TTAN (ServiceTitan, Inc.)

• Madison Mid Cap Fund Q4 2025 Portfolio Activity (source)

Market Context

The major indices closed modestly lower on the session, with the S&P 500 down 0.34%, Nasdaq declining 0.45%, and Dow Jones off just 0.02%, signaling a cautious market with limited downside conviction. For SMA20/SMA50 strategies, which rely on trend confirmation through moving average crossovers, this subtle bearish tilt suggests reduced risk appetite, potentially filtering out weaker bullish signals while favoring those in resilient areas. With 38 total signals and Financial Services leading, traders should prioritize setups where shorter-term momentum holds above the longer average amid this mild pullback.

VIX rose 1.62% to 16.35, indicating moderately elevated volatility that could amplify intraday swings and introduce whipsaw risks for SMA strategies. At this level, crossovers may experience more noise, as brief reversals challenge the reliability of 20-day signals against the 50-day trend. This environment calls for tighter stops, especially in a session lacking strong directional bias.

Sector rotation dynamics point to Financial Services as the top performer amid broad weakness, implying defensive flows or yield-seeking behavior that bolsters trend signals in that group. SMA20/SMA50 setups here may gain traction if the sector's relative strength persists, offering a counterbalance to overall market hesitancy and aiding in selective positioning.

Carlo's Take (EverHint)

Today's signals: Strong sector concentration in Financial Services (9 signals) suggests sector-specific rotation. 4 signals with insider buying adds conviction. 11 signals showing insider selling warrant caution. 2 signals with congressional buying (90-day) shows lawmaker confidence. 2 signals with congressional selling warrant attention.

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