Markets, Indexes, Commodities, Currencies & Mortgage Rates — October 22, 2025 (mid-session, PDT)
Market Overview (from markets snapshot)
- Equities: Broadly lower — S&P 500 6,657.32 (−1.16%), Dow 46,467.92 (−0.97%), Nasdaq 22,521.00 (−1.88%), Russell 2000 2,426.57 (−2.46%).
- Rates: Modest rally in Treasuries (yields down ~1 bp across 5s/10s/30s; bills up +0.3 bp).
- FX: EUR/USD 1.1615 (+0.13%); GBP/USD 1.3358 (−0.07%).
- Commodities: Gold $4,073.30 (−0.87%), Crude $58.44 (+2.49%), Copper $4.9875 (−0.96%), Silver $47.705 (≈0%).
- Crypto: Bitcoin $107,583 (−0.72%), Ethereum $3,806 (−1.75%).
Major Indexes
- S&P 500 (^GSPC): 6,657.32 (−78.03, −1.16%) • day 6,655.69–6,741.75
- Dow (^DJI): 46,467.92 (−456.82, −0.97%) • 46,461.52–46,941.60
- Nasdaq (^IXIC): 22,521.00 (−432.66, −1.88%) • 22,520.13–22,978.40
- Russell 2000 (^RUT): 2,426.57 (−61.12, −2.46%) • 2,426.57–2,485.14
Read: Small caps and tech lag most; ranges show steady supply through the morning.
U.S. Treasuries (yields; Δ in basis points)
- 13-Week (^IRX): 3.788% (+0.3 bp) • 3.788–3.790
- 5-Year (^FVX): 3.550% (−1.0 bp) • 3.546–3.576
- 10-Year (^TNX): 3.953% (−1.0 bp) • 3.947–3.978
- 30-Year (^TYX): 4.538% (−1.0 bp) • 4.528–4.557
Read: Mild duration bid; futures confirm (see ZN).
Currencies
- EUR/USD: 1.16148 (+0.13%) • 1.15770–1.16226
- GBP/USD: 1.33584 (−0.07%) • 1.33055–1.33870
Commodities
- Gold (GCUSD): $4,073.30 (−0.87%) • $4,021–4,175
- Silver (SIUSD): $47.705 (+0.00%) • $46.820–48.650
- Copper (HGUSD): $4.9875 (−0.96%) • $4.9168–5.0720
- Crude Oil (CLUSD): $58.44 (+2.49%) • $56.35–58.92
- 10-Yr T-Note Futures (ZNUSD): 113.8125 (+0.05%) • 113.6094–113.9063
Read: Energy firmer; precious metals softer with gold pulling back; industrial metals under pressure.
Crypto
- Bitcoin (BTCUSD): $107,583.18 (−0.72%) • $106,800–109,188
- Ethereum (ETHUSD): $3,806.63 (−1.75%) • $3,772–3,892
Mortgage Rates — Mortgage News Daily (today)
| Product | Current | 1-Day | 1-Week | 1-Month | 1-Year | 52-wk Low | 52-wk High |
|---|---|---|---|---|---|---|---|
| 30-Yr Fixed | 6.17% | +0.00% | −0.10% | −0.18% | −0.68% | 6.13% | 7.26% |
| 15-Yr Fixed | 5.73% | −0.02% | −0.09% | −0.16% | −0.55% | 5.60% | 6.59% |
| 30-Yr FHA | 5.90% | +0.00% | −0.10% | −0.15% | −0.42% | 5.90% | 6.62% |
| 30-Yr Jumbo | 6.10% | −0.05% | −0.10% | −0.17% | −0.85% | 6.10% | 7.45% |
| 7/6 SOFR ARM | 5.71% | +0.01% | +0.00% | −0.08% | −1.09% | 5.59% | 7.25% |
| 30-Yr VA | 5.91% | −0.01% | −0.11% | −0.15% | −0.42% | 5.91% | 6.64% |
Read: Mostly flat day-over-day; week-over-week drift lower across most products.
Vlad’s Take (EverHint)
- Equities: Risk-off with small caps leading lower.
- Rates: A light rally in duration; aligns with a softer growth tone.
- FX & Commodities: Slight EUR strength; gold cooling while crude firms — a mixed cross-asset signal.
- Housing: Rates stable-to-lower vs last week — a modest tailwind if maintained.
Independent research. No hype, no pumps, no paid promotions — just the numbers from your files today.