Mortgage Rates ⬇️ - 30 Yr. Fixed: 7.17% — November 06, 2026 — Today (Pacific Time)
US mortgage rates for November 06, 2026: 30-Yr Fixed at 7.17% (-0.05% daily, -0.12% weekly). 15-Yr Fixed at 6.80%. Full rate table and trends inside.
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.17% | -0.05% | -0.12% | -0.44% | +0.80% | 5.99% | 7.61% |
| 15 Yr. Fixed | 6.80% | -0.05% | -0.15% | -0.43% | +0.94% | 5.55% | 7.23% |
| 30 Yr. FHA | 6.80% | -0.09% | -0.11% | -0.44% | +0.71% | 5.62% | 7.25% |
| 30 Yr. Jumbo | 7.37% | -0.03% | -0.18% | -0.33% | +0.97% | 6.26% | 7.71% |
| 7/6 SOFR ARM | 6.66% | -0.07% | -0.22% | -0.21% | +0.63% | 5.29% | 6.95% |
| 30 Yr. VA | 6.82% | -0.08% | -0.10% | -0.43% | +0.72% | 5.64% | 7.25% |
Key Observations
Mortgage rates declined across the board today, with the 7/6 SOFR ARM showing the largest weekly drop at -0.22%. The 30-year fixed rate of 7.17% remains elevated compared to its 52-week low of 5.99%, though it has retreated 0.44% over the past month. The 137-basis-point spread between the 30-year fixed and ARM products reflects continued investor preference for adjustable-rate options in the current rate environment.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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