Mortgage Rates — 30 Yr. Fixed 7.60% - October 08, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.60% | +0.01% | +0.06% | +0.71% | +1.24% | 5.99% | 7.61% |
| 15 Yr. Fixed | 7.21% | -0.01% | +0.03% | +0.72% | +1.34% | 5.55% | 7.23% |
| 30 Yr. FHA | 7.24% | +0.02% | +0.09% | +0.76% | +1.19% | 5.62% | 7.25% |
| 30 Yr. Jumbo | 7.70% | -0.01% | +0.04% | +0.62% | +1.42% | 6.10% | 7.71% |
| 7/6 SOFR ARM | 6.96% | +0.01% | +0.09% | +0.43% | +1.13% | 5.29% | 6.96% |
| 30 Yr. VA | 7.25% | +0.02% | +0.08% | +0.75% | +1.17% | 5.64% | 7.25% |
Key Observations
Mortgage rates edged higher today, with the 30-year fixed climbing to 7.60%, near its 52-week high of 7.61%. Fixed-rate products showed modest upward pressure over the week, while the 7/6 ARM at 6.96% maintained a 64-basis-point discount to the 30-year fixed, offering potential savings for borrowers comfortable with rate adjustments. All loan products remain significantly elevated compared to their 52-week lows, reflecting the broader year-long rate increases of 1.17% to 1.42%.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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