Mortgage Rates — September 15, 2026 — Today (Pacific Time)
US mortgage rates for September 15, 2026: 30-Yr Fixed at 7.22% (+0.05% daily, +0.33% weekly). 15-Yr Fixed at 6.82%. Full rate table and trends inside.
Rates moved upward across the board, with the 15-year fixed posting the largest daily gain at +0.12%. Most products are trading near their 52-week highs, with the 30-year fixed and jumbo rates at their peaks. The spread between the 30-year fixed (7.22%) and 7/6 ARM (6.69%) has widened to 53 basis points, offering borrowers considering adjustable-rate products a meaningful discount compared to traditional fixed options.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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