Mortgage Rates — September 17, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.19% | -0.05% | +0.12% | +0.46% | +0.97% | 5.99% | 7.24% |
| 15 Yr. Fixed | 6.81% | -0.03% | +0.19% | +0.51% | +1.06% | 5.55% | 6.84% |
| 30 Yr. FHA | 6.81% | -0.01% | +0.19% | +0.50% | +0.86% | 5.62% | 6.82% |
| 30 Yr. Jumbo | 7.35% | -0.05% | +0.15% | +0.48% | +1.21% | 6.10% | 7.40% |
| 7/6 SOFR ARM | 6.70% | +0.01% | +0.08% | +0.38% | +1.05% | 5.29% | 6.70% |
| 30 Yr. VA | 6.83% | -0.01% | +0.19% | +0.50% | +0.85% | 5.64% | 6.84% |
Key Observations
Mortgage rates edged lower today, with the 30-year fixed and jumbo products each declining 5 basis points, though weekly gains of 12-19 basis points indicate upward pressure persists. The 30-year fixed at 7.19% remains near its 52-week high of 7.24%, while the 7/6 ARM at 6.70% offers a 49-basis-point discount—a meaningful spread for borrowers considering rate risk. Year-over-year, fixed rates have climbed substantially (0.97-1.21%), positioning current levels well above the 52-week lows of 5.55-6.10%.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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