Mortgage Rates — September 21, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.19% | -0.01% | +0.02% | +0.42% | +0.84% | 5.99% | 7.24% |
| 15 Yr. Fixed | 6.83% | +0.00% | +0.13% | +0.52% | +0.93% | 5.55% | 6.84% |
| 30 Yr. FHA | 6.81% | +0.00% | +0.06% | +0.48% | +0.78% | 5.62% | 6.82% |
| 30 Yr. Jumbo | 7.35% | -0.01% | +0.07% | +0.47% | +1.07% | 6.10% | 7.40% |
| 7/6 SOFR ARM | 6.74% | -0.01% | +0.04% | +0.38% | +0.96% | 5.29% | 6.75% |
| 30 Yr. VA | 6.83% | +0.01% | +0.06% | +0.48% | +0.78% | 5.64% | 6.84% |
Key Observations
Mortgage rates held relatively steady today with most products declining slightly or remaining flat, though weekly gains persist across the board. The 15-year fixed posted the largest weekly increase at +0.13%, while jumbo rates climbed +0.07% over the same period, reflecting broader upward pressure over the past month. Most products are trading near their 52-week highs—the 30-year fixed sits just 5 basis points below its peak—with the 30-year ARM offering a modest 45 basis point discount to the conventional 30-year fixed rate.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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