Mortgage Rates — September 28, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.50% | +0.07% | +0.31% | +0.69% | +1.12% | 5.99% | 7.50% |
| 15 Yr. Fixed | 7.12% | +0.02% | +0.29% | +0.77% | +1.22% | 5.55% | 7.12% |
| 30 Yr. FHA | 7.17% | +0.02% | +0.36% | +0.80% | +1.08% | 5.62% | 7.17% |
| 30 Yr. Jumbo | 7.56% | +0.01% | +0.21% | +0.66% | +1.27% | 6.10% | 7.56% |
| 7/6 SOFR ARM | 6.85% | +0.00% | +0.11% | +0.52% | +1.03% | 5.29% | 6.85% |
| 30 Yr. VA | 7.19% | +0.02% | +0.36% | +0.82% | +1.09% | 5.64% | 7.19% |
Key Observations
Mortgage rates moved higher across the board, with the 30-year fixed climbing 7 basis points today to 7.50%—now at its 52-week high. The 15-year fixed and government-backed products (FHA and VA) posted the largest weekly gains at 29-36 basis points, while the 7/6 ARM remains 65 basis points cheaper than the 30-year fixed, offering a modest alternative for rate-sensitive borrowers. Year-to-date increases range from 1.03% to 1.27%, reflecting sustained upward pressure across all product types.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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