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12
Jan

Mortgage Rates — January 12, 2026 — Hit 52-Week Lows

30-year fixed drops to 6.01% (52-week low), down -0.05% daily and -0.18% weekly. 15-year at 5.55% also hits annual low. Down -1.23% YoY. All products near lows. Significant affordability improvement as rates reach most favorable levels in a year.
11 min read
02
Jan

Mortgage Rates Today — January 02, 2026 — Rates Hold Steady Near 52-Week Lows

30-year fixed mortgage rate holds at 6.20%, unchanged daily. Down -0.87% from a year ago and just 7 basis points above 52-week low of 6.13%. Stable rates provide predictable environment for buyers. ARM rates show strongest YoY decline at -1.25%.
16 min read