EverHint - Mortgage Rates — January 27, 2026 — Edge Lower Near 52-Week Lows
30-year fixed at 6.17%, down -0.02% daily and -0.94% YoY. Sits just 16 bps above 52-week low—favorable for buyers. Weekly uptick +0.10% modest after recent stability. ARM at 5.70% shows strongest YoY decline at -1.24%. All products in favorable 52-week range positions.
EverHint - Mortgage Rates — January 20, 2026 — Edge Higher After Extended Stability
30-year fixed jumps to 6.21% (+0.14% daily), sharpest increase in weeks. All products rise as bond yields climb. Still down -0.87% YoY and holding near 52-week lows (18% of range). ARM at 5.72% shows strongest annual decline of -1.25%.
EverHint - Mortgage Rates — January 16, 2026 — 30-Year Fixed Drops to 6.04%, Just Above 52-Week Low
30-year fixed at 6.04%, down -0.03% daily and -0.17% weekly. Sits just 3 basis points above 52-week low of 6.01% (3% of range). Down -1.09% YoY. ARM shows strongest decline at -1.43% annually, reflecting Fed rate cut expectations.
Mortgage Rates — January 12, 2026 — Hit 52-Week Lows
30-year fixed drops to 6.01% (52-week low), down -0.05% daily and -0.18% weekly. 15-year at 5.55% also hits annual low. Down -1.23% YoY. All products near lows. Significant affordability improvement as rates reach most favorable levels in a year.
Mortgage Rates — January 08, 2026 — Edge Lower Toward 52-Week Lows
30-year fixed at 6.19%, down -0.01% daily and just 6 bps above 52-week low. Down -0.95% YoY with all products in favorable territory 🟢. FHA (5.80%) and VA (5.82%) at annual lows. ARM shows strongest YoY decline at -1.33%. Moderate rate environment supports steady housing activity.
Mortgage Rates — January 07, 2026 — Minimal Movement Near 52-Week Lows
30-year fixed at 6.20%, up +0.01% daily but stable weekly. Down -0.90% YoY and just 7 bps above 52-week low of 6.13%. All products remain near annual lows. Jumbo leads with -1.00% YoY decline; ARM strongest at -1.28%, reflecting Fed rate cut impact.
Mortgage Rates — January 5, 2026 — Hold Steady Near 52-Week Lows
30-year fixed at 6.20%, unchanged daily. Down -0.87% YoY and near 52-week low of 6.13%. Stable rates provide predictable environment. ARM shows strongest YoY decline at -1.25%, reflecting Fed rate cut expectations. All products favorable positioning.
Mortgage Rates Today — January 02, 2026 — Rates Hold Steady Near 52-Week Lows
30-year fixed mortgage rate holds at 6.20%, unchanged daily. Down -0.87% from a year ago and just 7 basis points above 52-week low of 6.13%. Stable rates provide predictable environment for buyers. ARM rates show strongest YoY decline at -1.25%.
Mortgage Rates — December 30, 2025
Mortgage rates are basically flat today, with the 30-year fixed at 6.20% (+0.01). Jumbo holds at 6.37% and the 7/6 SOFR ARM stays at 5.72%. Rates remain near 2025 lows, but the next move still hinges on Treasury yields and Fed expectations.
Mortgage Rates — December 15, 2025 — Daily Snapshot
Mortgage rates eased slightly, with the 30-year fixed drifting to 6.29% and FHA rates under 6%. Most products hover near the lower half of their 12-month range, signaling continued relief after last month’s volatility.
