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refinancing

05
Jan

Mortgage Rates — January 5, 2026 — Hold Steady Near 52-Week Lows

30-year fixed at 6.20%, unchanged daily. Down -0.87% YoY and near 52-week low of 6.13%. Stable rates provide predictable environment. ARM shows strongest YoY decline at -1.25%, reflecting Fed rate cut expectations. All products favorable positioning.
7 min read
02
Jan

Mortgage Rates Today — January 02, 2026 — Rates Hold Steady Near 52-Week Lows

30-year fixed mortgage rate holds at 6.20%, unchanged daily. Down -0.87% from a year ago and just 7 basis points above 52-week low of 6.13%. Stable rates provide predictable environment for buyers. ARM rates show strongest YoY decline at -1.25%.
16 min read