Mortgage Rates ⬆️ - 30 Yr. Fixed: 7.18% — November 09, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.18% | +0.01% | -0.09% | -0.30% | +0.86% | 5.99% | 7.61% |
| 15 Yr. Fixed | 6.83% | +0.00% | -0.09% | -0.32% | +1.01% | 5.55% | 7.23% |
| 30 Yr. FHA | 6.82% | +0.00% | -0.09% | -0.33% | +0.79% | 5.62% | 7.25% |
| 30 Yr. Jumbo | 7.37% | -0.01% | -0.15% | -0.26% | +0.97% | 6.26% | 7.71% |
| 7/6 SOFR ARM | 6.49% | -0.01% | -0.21% | -0.41% | +0.48% | 5.29% | 6.95% |
| 30 Yr. VA | 6.83% | -0.01% | -0.09% | -0.34% | +0.79% | 5.64% | 7.25% |
Key Observations
Mortgage rates edged slightly higher today, with the 30-year fixed rising 0.01% to 7.18%, though weekly declines of 0.09-0.21% suggest recent downward momentum. ARMs outperformed fixed-rate products, with the 7/6 SOFR ARM down 0.21% weekly and offering a 0.69% discount to the 30-year fixed—a meaningful spread for rate-sensitive borrowers. Despite month-long improvements, rates remain elevated relative to 52-week lows, with the 30-year fixed sitting 1.19% above its yearly floor of 5.99%.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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