Mortgage Rates ⬆️ - 30 Yr. Fixed: 7.30% — November 10, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.30% | +0.12% | +0.00% | -0.18% | +0.96% | 5.99% | 7.61% |
| 15 Yr. Fixed | 6.92% | +0.09% | +0.01% | -0.23% | +1.08% | 5.55% | 7.23% |
| 30 Yr. FHA | 6.89% | +0.07% | -0.06% | -0.26% | +0.83% | 5.62% | 7.25% |
| 30 Yr. Jumbo | 7.40% | +0.03% | -0.05% | -0.23% | +0.99% | 6.26% | 7.71% |
| 7/6 SOFR ARM | 6.80% | +0.31% | +0.09% | -0.10% | +0.76% | 5.29% | 6.95% |
| 30 Yr. VA | 6.90% | +0.07% | -0.07% | -0.27% | +0.82% | 5.64% | 7.25% |
Key Observations
Mortgage rates ticked upward today, with the 7/6 SOFR ARM posting the largest single-day gain at +0.31%, while conventional products rose more modestly. The 30-year fixed rate of 7.30% remains closer to its 52-week high of 7.61% than its low of 5.99%, reflecting the elevated rate environment. The spread between the 30-year fixed and ARM has widened to approximately 50 basis points, making adjustable-rate products relatively more attractive for borrowers comfortable with future rate risk.
This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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