Mortgage Rates ⬆️ - 30 Yr. Fixed: 7.50% — November 13, 2026 — Today (Pacific Time)
Current Mortgage Rates
| Product | Current | 1 day | 1 week | 1 month | 1 year | Low | High |
|---|---|---|---|---|---|---|---|
| 30 Yr. Fixed | 7.50% | +0.08% | +0.33% | +0.04% | +1.16% | 5.99% | 7.61% |
| 15 Yr. Fixed | 7.03% | +0.03% | +0.20% | -0.11% | +1.20% | 5.55% | 7.23% |
| 30 Yr. FHA | 7.05% | +0.05% | +0.23% | -0.08% | +1.02% | 5.62% | 7.25% |
| 30 Yr. Jumbo | 7.50% | +0.04% | +0.12% | -0.12% | +1.08% | 6.26% | 7.71% |
| 7/6 SOFR ARM | 7.13% | +0.08% | +0.63% | +0.25% | +1.06% | 5.29% | 7.13% |
| 30 Yr. VA | 7.07% | +0.06% | +0.23% | -0.08% | +1.02% | 5.64% | 7.25% |
Key Observations
Mortgage rates edged higher today, with the 30-year fixed and 7/6 ARM each rising 8 basis points, while the 15-year fixed gained only 3 basis points. Most products remain well below their 52-week highs, though the 7/6 ARM has reached its yearly peak at 7.13%. The spread between the 30-year fixed (7.50%) and ARM (7.13%) has narrowed to 37 basis points, making adjustable-rate products relatively more attractive compared to recent weeks.
👉 This content is for informational purposes only and does not constitute financial advice. Rates shown are national averages and may vary by lender, credit score, and loan terms. Always consult with a qualified mortgage professional before making financial decisions.
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